Pay Later (2024) s01e02 Episode Script

Creditor

1
-Hello?
-Hello. Good morning, Ms. Rita.
I'm Tika, from the
Smart Installment application.
Sorry, but you are late paying
your debt on our application,
amounting to 2,400,000 rupiah.
I don't have the money yet. How can I pay?
Okay, Ma'am. I understand your situation.
But I'll give you an hour.
If in one hour you don't pay your debt,
you have to pay interest of 2.5 percent.
Don't make it up. There are no such rules.
YOUR BILL IS DUE.
You are crazy!
That was never in the contract.
Hey, listen! I don't have any money yet!
If I did, I would surely pay!
Where are you? Don't just stay silent!
Is there really a rule like that?
No way. Don't just stay silent!
I'm suing you.
I'll report you to the police.
You know who I am?
-Didi!
-Oh my God.
Tika, you surprised me.
Which employee is named Rizal?
This is your first day
and you're already looking for Rizal?
Mr. Tanto asked me to find him
because there is a meeting later.
You're coming too.
Okay.
Your answer was just "okay."
Who's calling?
-Hello. Yes, Sir?
-Tika.
Where are Didi and Rizal?
The meeting starts soon.
Yes, Sir. I've met Didi,
but I haven't met Rizal.
-Well, okay. Hurry up.
-Okay, Sir.
Where's Rizal?
You're dancing now?
Rizal?
Rizal?
Are you Rizal or not?
Not!
What do you want?
I should be the one asking you that.
What are you talking about?
Check your phone.
Is this your number, Tika?
That's enough. Come on, quickly.
We've been called to a meeting.
This is your fault.
A moment, please.
How can you even answer the phone now?
Zal!
We've been called to a meeting, right now!
Outrageous.
Yes.
Thank you, sir.
I don't want to get blamed for being
incompetent by searching for you.
Whatever. Such a fussy girl.
Where are you going?
I'll get stressed if I work here too long.
I might go crazy.
There were ten missed calls from Billater.
Wrong cell phone.
Hello, is this Ms.Tika?
Hello. Yes, Sir.
-This is Tika.
-Ms. Tika, I'm from Billater.
-Yes, I
-How is your bill?
You still haven't paid your debt.
Hello? Did you hear me or not?
You must pay as soon as possible.
-Don't deny it.
-Yes, Sir.
I'm not denying it.
You'll get into a lot of trouble
if you don't pay.
Be patient. I promise I'll pay.
It won't be overdue.
I promise to pay today.
The problem is, I'm still at the office.
So I can't pay the installment now.
-I'm still working.
-I don't want to know.
Work is your business.
-I gotta go.
-Your debt has to be paid
Hello?
-What is it now?
-Why did you hang up?
-I hadn't finished talking.
-Not even a minute,
now you call me again?
I told you I would pay
before 5:00 p.m. today.
-I'll wait.
-Are you finished talking?
-I have to work.
-Hello?
While waiting for Tika
Excuse me, sir.
Yes. Please sit down, Tika.
Are you ready?
Let's start the meeting.
-Okay.
-Sir?
Sorry, can I get excused one more time?
-Hello? Ms.Tika.
-What is it now?
-Today is the payment
-I told you I'll pay later!
I promise to pay before 5:00,
but I have to work now!
-Can I work now?
-Payment is due today.
If you don't
Tika, do you have diarrhea?
I'm menstruating, sir. First day.
Sorry.
Yeah, typical for the first day
of having a period.
It gets a little sore sometimes.
Coincidentally, I just bought
great herbal medicine. Here.
I usually buy it for my wife
when she has her period.
Tika, I hope you recover soon.
-Thank you very much.
-You're welcome.
Come on, let's start the meeting.
-Yes.
-Okay.
Okay, I'll check
What's the matter?
Let's start.
There are several users who are late
with their payments at the moment.
Why are you gathered here?
You didn't go to work?
I did, Mom.
We were just having a meeting today.
Meeting with whom?
Well
With one of the richest people
in Indonesia.
Discussing what?
Obviously, we were discussing
state taxation.
No need to bother discussing state taxes.
Look, so many packages came for you,
but they are so cluttered.
I told you, these are an
influencer's assets to get rich quickly.
Up until now, you're still not rich.
Tika, don't splurge on things,
save your money.
Don't ask me for money when I get rich.
There's no way I will ask you for money.
-I have my dignity.
-You're all talk.
Cut it out. We are about to have lunch.
If you two keep arguing,
we won't be able to digest our meat well.
But we're not having meat, Dad.
Tik.
I want to ask you something.
What is it?
When is your pay day?
What date?
What's the matter?
I want to borrow some money.
Is it okay? To get my motorcycle serviced.
Because the tires are worn out.
Totally bald.
Okay, I'll get the money.
Know that breath
is the source of all life.
Breath is a blessing. Blessing is
love from the source of life.
Sorry, Dad. It's all I have.
It's okay, honey. Thank you.
I'm sorry if I troubled you.
No, it's not, Dad.
Honey!
And don't let your mom know
that I borrow your money.
She'll take the money if she knows,
and my motorcycle won't get serviced.
Alright.
Honey!
Honey!
-What's taking so long?
-I'm coming.
Come here.
Look, isn't this Mr. Rahman's son?
The one whose house is next to the mosque.
He often cried when he
played with his friends,
and his pants were pulled down.
Take a look. Is it him?
Attention, kids!
Who took down Dion's pants?
Dion's "bird" is swollen,
because it was bitten
by a dragonfly in the field.
-You're right.
-It's him, right?
-We called him "Pout", right?
-Yes.
Gosh, so handsome.
-He was ugly.
-Yes, right.
Hopefully Umar can change like that.
You're so mean.
You call your own son ugly.
Who said Umar is ugly?
But he is not handsome either.
Dion, are you done checking the house?
Yes, Auntie.
-Aunt Diah, right?
-Yes, Dion.
You were funny when you were kid, Dion.
Handsome Dion,
do you want to be my son-in-law?
I want him too.
Dion, do you remember me?
When you were little, I often bathed you.
Now do you want me to bathe you again?
-Is that Dion?
-Yes, it is.
Speak of the devil.
Why is he here?
-Dion, where are you going?
-Dion, I love you!
Maybe he wants to reminisce.
The house hasn't been sold yet.
-Tomorrow we'll find out.
-Okay.
Peace be upon you.
You're Mr. Budiman's friend, right?
Yes, I am. How do you know?
He told me.
If you have difficulties, just tell me.
Persik Asmara and I are ready to help.
-Thank you, Di.
-No worries.
So, Rizal is called Persik Asmara?
No, he's not. Here.
This is my queen. Persik Asmara.
It's cute, right?
Ouch.
What's wrong, Di?
So noisy even though you're handsome.
Hide your hidden talents
when you are in the office.
You're jealous.
See you.
Inhale for three seconds,
hold for three seconds.
Exhale for three seconds.
Repeat.
Honey, what is this?
Just follow along.
What is it, ma'am?
Your leg is wrong. Switch your leg.
Did you know that Dion is famous
on the "Kutub" channel?
He can calm people down.
He can make people forget
their own desires.
-That's right.
-Magic?
You don't know the latest news.
-What does he do?
-It's called meditation.
Cleanse the soul.
I want to ask him
to help our daughter, Tika.
So she won't be splurging money anymore.
-Right?
-You can try it.
Ms. Tantri, how are you?
Hi, Dion. How everything?
It's good.
Dion, what about this?
This one is really hard.
Try it, not from the side,
but from the front.
Like this.
Then, pull back.
-As if you hold a ball.
-Like this? I see.
Excuse me. Bring your waist slightly
Honey, why can't you do
such a simple move?
Like this.
Ouch.
-Uncle.
-Honey. Told you.
-Maybe I lack of water.
-I'll help you, Uncle.
Ouch.
Please keep going.
Why are you carrying me? Dion? Pout!
What's wrong, Tik?
I was yelled at earlier.
Because of work?
Here, these go well with your tea.
Thank you.
I felt the same, Tik.
Shocked.
I didn't expect collecting debt
would be so hard.
Sometimes patience is not enough.
By the way, when is our pay day?
On the 26th. Why?
Do you have to pay an installment?
No, my friend wants to borrow money.
Be careful, Tik.
Once you get into debt,
it's hard to get out of it.
What if the person
has the intention to pay?
Then it's okay.
But everything requires a process.
You have to try and struggle first.
Apparently, you're a positive person.
Hang on.
-Hello, sir?
-Mr. Rizal.
You are three days overdue.
When will you pay your debt?
Hello, Mr. Rizal?
Hello? Hello?
-Today.
-Remember
The interest will be even higher
if you fail to pay again.
I've warned you.
Hello?
-Okay, Sir.
-Hello, Mr. Rizal?
Honey!
Oh my God!
So disgusting!
Who is it?
Rizal?
His girlfriend.
So it's Rizal and his girlfriend.
They've been together for some time,
but they have a toxic relationship.
That's why I hate to see her.
How come it's toxic?
She likes to waste money.
Even worse, she likes to
borrow money from Bill-Later.
Seriously?
You want to know who's paying for it?
-Who?
-Rizal.
So Rizal has debt
because of his girlfriend?
I told you.
What a mess. Are you serious?
He's head over heels.
He's just plain stupid.
Honey.
Yes?
There's something I want to tell you.
It's important.
Your pancakes look good. Can I try?
So delicious!
What were you saying?
Bill-Later called me 34 times today.
I'm okay if you use my data
for Bill-Later but
you spent too much.
So
you want me to pay all my debt?
No.
I just want you to stop wasting money.
I can help you,
if you want to change your lifestyle.
Aren't you the one who's been telling me
that a woman's welfare
is her man's responsibility?
So why are you complaining about it?
I didn't complain.
I just ask that you to be wiser
with your spending.
That's it.
Listen, honey.
Why don't you look for extra work?
Any kind of job,
so you can earn extra money.
If I get a side job
and earn extra money,
then all my hard work
will be wasted on your menial spending?
Menial?
Do you mean that I'm not important?
I've lost my appetite. My mood is ruined.
-I want to go home.
-Siska.
Honey.
-What?
-I just want to talk to you.
What do you want to talk about?
That I'm not important to you?
That's not what I meant.
So annoying.
I didn't expect you
to grow up like this, Dion.
You were just a little boy, dear God.
-It's been a while.
-I'm home.
My daughter is home.
Tika, do you remember Dion?
Pout.
You two liked to pretend to be married
when you were kids.
You're Pout, right?
You're the guy that was often pranked?
Don't say that.
He's famous now.
He's on the "Kutub" channel,
which shares his experiences
with other people,
giving therapies, right?
-Therapy.
-What kind of therapy?
A therapy so that
you don't waste your money.
Do you have any license to practice here?
It's not like that.
I just have an online community.
Tik, have a seat.
I want to make some drinks.
Excuse me.
-Thank you, Ma'am.
-Sit down.
Why did you use English
when you're talking to me?
You speak Indonesian very well.
Okay, we'll speak Indonesian.
I can do that.
You use Indonesian to talk to my mother.
But you use English to talk to me, Pout.
-Tika.
-Thank you.
You're so rude.
Dion doesn't want
to be called Pout anymore.
Just like you don't want
to be called Mouse.
Even though that's your childhood name.
I'll leave that to Tika.
I think it's cute if Tika calls me Pout
and I call her Mouse.
Don't call me Mouse.
Don't be rude.
-What do you mean?
-You're so rude.
That's okay.
Tika must be tired.
You're just like
when I watch your channel.
I was right when I chose you.
Okay then, for the next session
let's make an appointment.
Okay.
I better go home.
-Now?
-Yes.
Tik Ah, Tika.
Bye, Dion!
That's enough, Mom. You're married.
God creates eyes to see beautiful things.
Dad is beautiful.
I want to eat
Seblak ceker mozzarella this afternoon,
because my queen, Persik Asmara, ate that.
You said you want to save some money.
There's a person selling it
for 35.000 rupiah.
-Why don't you give it a try?
-Okay, I'm not afraid.
Do you wanna come along?
I don't think so.
I want to order Ayo Food.
Okay then. Let's go.
Bye, Rizal.
Ouch.
Where was it?
I can't find it There it is!
-You're so fussy.
-Come on.
Why are you only eating noodles and rice?
You said you wanted to order Ayo Food.
Don't tell me you want to order
Ayo Food for Siska.
You're so nosy.
Get going.
I think so.
He's only eating noodles and rice.
He's just plain stupid.
I have fresh sushi for you.
This is a monster set.
You can eat all you want.
If you want some more, just tell me.
I'll order some more, okay?
Why is everybody so silent?
Ask your brother.
Geez.
What's wrong?
He's suspended.
He skipped classes
because he went to internet cafe.
Did you skip classes?
How could you do that?
Many kids your age can't go to school.
You should be grateful.
Smart ass.
What did you say? Watch it!
I'm your sister,
I'm giving you some advice.
If you're skipping classes,
what about your future?
You think you're always right?
Can't you see that we're in hardship?
But you have a lot of debts.
What a great sister you are!
Why you
Have I ever asked you to pay my debt?
-Umar!
-Tika.
That's enough. Stop fighting.
But Umar's got a point, Tika.
Why are you like this?
I did that to stand up for you,
why do you stand up for Umar?
You too, Dad. Mind your own business.
Can't you have your own principles?
I've told you many times,
I bought all that stuff
to become an influencer,
so that I can get extra money.
So that I can buy a proper house
for all of us.
Umar's the one who skipped classes,
but I'm the one to blame.
I wouldn't have come home if I knew this.
Tika. Tika
Tik.
What about our plan?
What plan?
Did you forget? Our plan from yesterday.
Are you serious?
It's so typical of you
messing up our plan.
Come on, while everybody's away.
What are you doing?
What if someone comes?
Then hurry up.
What if anyone sees us?
So, we have to hurry!
Is that his debt? That is a lot!
Take a picture of this.
-Seriously?
-Yes.
HERE'S THE PUNISHMENT FOR PEOPLE
WHO DON'T PAY THEIR DEB
Are you done?
In a minute.
Look at this, Tik.
I bought some books.
"All Sins of the Martyr are Absolved,
Except Debts."
My God!
"Delayed from Entering Heaven
Because of Debts:
Paying Debts for Peace of Mind."
Those are some scary books.
It has to be like this.
Actually, in today's meeting,
I want to provide some counselling
for Tika who's just joined us.
Tika, welcome aboard.
Tika, you have to know
that our company has a system
when there's a customer
who doesn't pay their debt when it's due,
the team has to meet them personally.
Excuse me, sir,
but I didn't read about that
in the contract.
Tika, these are new rules, okay?
They have been changed recently.
Moreover, by collecting debts personally
you can get bonus.
Seriously, sir?
But, that is our last option.
By the way, Zal,
make me a list of our debtors.
The ones that we have to deal personally.
Okay, Sir.
Okay, today's meeting is over.
You can go back to work. Thank you.
Keep up the spirit.
-Excuse me.
-Come in.
Ma'am, there's a package for you.
-Who is the sender?
-I don't know.
But they're using masks.
Is this from my boyfriend, Rizal?
I don't know, Ma'am.
-Just put it right here.
-Okay.
-Thank you.
-No worries.
How sweet.
HERE'S THE PUNISHMENT FOR PEOPLE
WHO DON'T PAY THEIR DEB
The cigarette smoke,
how many times do I have to tell you?
I don't like cigarette smoke.
I've never been so disappointed in you.
It's my mistake, Zal.
But how long will it take?
You know that someone's sending me
strange packages, right?
I'm begging you, stop.
That means you have to change, Siska.
Why are you talking to me like that?
Wait. Don't tell me that you're the one
that sent me the packages.
Why would I do that?
What else?
That's enough, Siska
Please don't make assumptions.
I invited you to come and sit here
to discuss the problem.
Let's find the solution.
You're looking for a solution, right?
I have one.
Let's just break up.
Honey. What did you say?
That's not what I meant.
Stop it.
All this time you said that
I'm always giving you trouble.
This is the solution. Let's end this.
Honey, I don't want to break up with you.
Enough.
Please, you never give me problems.
Stop. People are looking at us.
I'm sorry. Please don't break up with me.
Okay, Siska? Honey.
I think we have to teach
Siska a lesson, personally.
-Really?
-Yes.
Put your feet down.
It's not your grandma's house.
She's so full of herself.
-Can I help you?
-Excuse me.
-We want to meet Siska.
-Siska Sukanti.
Have you made an appointment?
-Yes, we have.
-Yes.
Please wait a moment.
Miss Siska, someone's looking for you.
-Who is it?
-I don't know.
-Okay, thanks.
-You're welcome.
Hello.
Who are you?
We are from the Kreditmu Kreditku Company.
Okay, and you're looking for
-Miss Siska Sukanti.
-That's me. Can I help you?
We came here to collect
your overdue debt for our company.
Nonsense.
I don't have any debt.
You owe our company 71.589.000
and it's three months overdue.
And you have to pay the debt
within 24 hours starting now.
If you fail to pay it,
you will be put in jail.
Lunatics, get out of here
or I'll call the security.
Get out! Security!
You have debt with five companies
that you've never paid,
and you have to pay it now.
Or we will put you in jail immediately.
Don't read it!
You have to get out of here! Get out!
I don't have any debt! I'm rich!
Please don't read it!
I'm rich! Please!
Our relationship is over.
Honey, don't say that.
This doesn't make sense, Honey.
What doesn't make sense?
It's obvious, right?
You're the one who sent those lunatics
to my office to embarrass me.
Honey, I explained everything
on the phone.
Pay all my debt.
Or I'll never be your wife.
Siska.
Hold on.
You're gonna make me feel embarrassed.
HERE'S THE PUNISHMENT FOR PEOPLE
WHO DON'T PAY THEIR DEB
Is Didi crazy?
He went to her concert all the time.
-Umi.
-Didi hasn't been coming home lately.
She doesn't respond to me.
Thank you so much.
Go on, keep talking on the phone.
I don't have the guts to come
to the office because of them.
I feel humiliated.
If that girl knows that
we're friends with Rizal,
it will affect everything.
Just a second.
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